Courses

Swift Credit Basics

Master the fundamentals of credit and build a strong financial foundation

• Credit is your financial reputation. It affects where you live, what you drive, your phone plan, your job offers, and how much you pay for insurance and deposits.
• A strong score = lower costs, more approvals, better terms. A weak score = higher costs, more friction, fewer options.
• Good credit isn’t about being rich—it’s about being organized and consistent, which turns everyday decisions into long-term savings and options.